Call reports 2023
COLONIAL FEDERAL SAVINGS BANK — 2023
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 351,115,000 | 348,584,000 | 346,001,000 | 358,878,000 |
| Total loans | 178,690,000 | 177,658,000 | 175,729,000 | 176,615,000 |
| Allowance for loan losses | 1,747,000 | 1,747,000 | 1,649,000 | 1,641,000 |
| Securities available for sale | 158,000 | 146,000 | 139,000 | 132,000 |
| Securities held to maturity | 150,981,000 | 147,902,000 | 147,770,000 | 149,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,149,000 | 274,524,000 | 271,780,000 | 269,127,000 |
| Interest-bearing deposits | 241,518,000 | 232,212,000 | 231,370,000 | 229,960,000 |
| Noninterest-bearing deposits | 39,631,000 | 42,312,000 | 40,410,000 | 39,167,000 |
| Equity capital | 63,036,000 | 63,395,000 | 63,482,000 | 63,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,387,000 | 8,118,000 | 10,916,000 |
| Interest expense | 536,000 | 1,344,000 | 2,270,000 | 3,435,000 |
| Net interest income | 2,152,000 | 4,043,000 | 5,848,000 | 7,481,000 |
| Noninterest income | 163,000 | 344,000 | 520,000 | 708,000 |
| Noninterest expense | 1,801,000 | 3,679,000 | 5,580,000 | 7,615,000 |
| Provision for loan losses | 0 | 0 | -110,000 | -118,000 |
| Pretax income | 514,000 | 708,000 | 954,000 | 844,000 |
| Income tax | 79,000 | 112,000 | 137,000 | 171,000 |
| Net income | 435,000 | 596,000 | 817,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,036,000 | 63,394,000 | 63,481,000 | 63,428,000 |
| Total capital | 64,783,000 | 65,141,000 | 65,372,000 | 65,215,000 |
| Risk-weighted assets | 198,772,000 | 198,129,000 | 196,433,000 | 195,717,000 |