Call reports 2022
COLONIAL FEDERAL SAVINGS BANK — 2022
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 364,211,000 | 365,856,000 | 360,641,000 | 356,248,000 |
| Total loans | 174,504,000 | 174,340,000 | 176,992,000 | 180,316,000 |
| Allowance for loan losses | 1,747,000 | 1,747,000 | 1,747,000 | 1,747,000 |
| Securities available for sale | 231,000 | 199,000 | 183,000 | 168,000 |
| Securities held to maturity | 136,717,000 | 145,239,000 | 152,141,000 | 149,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,932,000 | 298,841,000 | 291,425,000 | 286,909,000 |
| Interest-bearing deposits | 255,552,000 | 257,460,000 | 247,520,000 | 244,525,000 |
| Noninterest-bearing deposits | 40,380,000 | 41,381,000 | 43,905,000 | 42,384,000 |
| Equity capital | 62,912,000 | 63,490,000 | 64,163,000 | 62,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,294,000 | 4,688,000 | 7,292,000 | 9,970,000 |
| Interest expense | 247,000 | 485,000 | 726,000 | 1,066,000 |
| Net interest income | 2,047,000 | 4,203,000 | 6,566,000 | 8,904,000 |
| Noninterest income | 152,000 | 326,000 | 540,000 | 707,000 |
| Noninterest expense | 1,665,000 | 3,358,000 | 5,083,000 | 7,125,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 533,000 | 1,178,000 | 2,030,000 | 2,493,000 |
| Income tax | 88,000 | 152,000 | 330,000 | 409,000 |
| Net income | 445,000 | 1,026,000 | 1,700,000 | 2,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,908,000 | 63,490,000 | 64,163,000 | 62,456,000 |
| Total capital | 64,655,000 | 65,237,000 | 65,910,000 | 64,203,000 |
| Risk-weighted assets | 184,962,000 | 186,696,000 | 192,258,000 | 197,192,000 |