Call reports 2021
COLONIAL FEDERAL SAVINGS BANK — 2021
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 340,186,000 | 338,770,000 | 336,678,000 | 361,829,000 |
| Total loans | 174,090,000 | 176,160,000 | 172,855,000 | 174,678,000 |
| Allowance for loan losses | 1,707,000 | 1,722,000 | 1,737,000 | 1,747,000 |
| Securities available for sale | 2,287,000 | 2,294,000 | 274,000 | 254,000 |
| Securities held to maturity | 95,543,000 | 105,114,000 | 110,178,000 | 122,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,959,000 | 286,255,000 | 283,820,000 | 309,210,000 |
| Interest-bearing deposits | 256,153,000 | 254,751,000 | 253,015,000 | 255,967,000 |
| Noninterest-bearing deposits | 29,806,000 | 31,504,000 | 30,805,000 | 53,243,000 |
| Equity capital | 48,121,000 | 48,587,000 | 49,107,000 | 49,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,320,000 | 4,583,000 | 6,841,000 | 9,106,000 |
| Interest expense | 455,000 | 758,000 | 1,035,000 | 1,292,000 |
| Net interest income | 1,865,000 | 3,825,000 | 5,806,000 | 7,814,000 |
| Noninterest income | 145,000 | 291,000 | 499,000 | 660,000 |
| Noninterest expense | 1,527,000 | 3,086,000 | 4,737,000 | 6,630,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 468,000 | 1,000,000 | 1,571,000 | 1,837,000 |
| Income tax | 67,000 | 154,000 | 302,000 | 334,000 |
| Net income | 401,000 | 846,000 | 1,269,000 | 1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,125,000 | 48,570,000 | 49,099,000 | 49,334,000 |
| Total capital | 49,832,000 | 50,292,000 | 50,836,000 | 51,081,000 |
| Risk-weighted assets | 160,203,000 | 169,615,000 | 168,802,000 | 174,368,000 |