Call reports 2020
COLONIAL FEDERAL SAVINGS BANK — 2020
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 319,221,000 | 332,838,000 | 333,493,000 | 336,043,000 |
| Total loans | 192,276,000 | 188,505,000 | 185,723,000 | 180,513,000 |
| Allowance for loan losses | 1,647,000 | 1,662,000 | 1,677,000 | 1,692,000 |
| Securities available for sale | 430,000 | 403,000 | 376,000 | 352,000 |
| Securities held to maturity | 94,832,000 | 92,066,000 | 94,154,000 | 91,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,893,000 | 279,123,000 | 280,205,000 | 283,262,000 |
| Interest-bearing deposits | 242,963,000 | 252,799,000 | 253,896,000 | 254,039,000 |
| Noninterest-bearing deposits | 21,930,000 | 26,324,000 | 26,309,000 | 29,223,000 |
| Equity capital | 46,719,000 | 47,140,000 | 47,520,000 | 47,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,138,000 | 7,583,000 | 10,023,000 |
| Interest expense | 703,000 | 1,401,000 | 2,091,000 | 2,719,000 |
| Net interest income | 1,911,000 | 3,737,000 | 5,492,000 | 7,304,000 |
| Noninterest income | 147,000 | 278,000 | 476,000 | 634,000 |
| Noninterest expense | 1,530,000 | 2,984,000 | 4,487,000 | 6,239,000 |
| Provision for loan losses | 35,000 | 50,000 | 65,000 | 80,000 |
| Pretax income | 493,000 | 981,000 | 1,416,000 | 1,619,000 |
| Income tax | 73,000 | 142,000 | 197,000 | 186,000 |
| Net income | 420,000 | 839,000 | 1,219,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,711,000 | 47,130,000 | 47,510,000 | 47,724,000 |
| Total capital | 48,358,000 | 48,792,000 | — | 49,416,000 |
| Risk-weighted assets | 163,177,000 | 162,347,000 | — | 159,697,000 |