Call reports 2019
COLONIAL FEDERAL SAVINGS BANK — 2019
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 301,168,000 | 309,092,000 | 310,895,000 | 315,626,000 |
| Total loans | 178,337,000 | 180,659,000 | 181,745,000 | 190,712,000 |
| Allowance for loan losses | 1,611,000 | 1,611,000 | 1,610,000 | 1,610,000 |
| Securities available for sale | 577,000 | 525,000 | 487,000 | 461,000 |
| Securities held to maturity | 100,071,000 | 98,584,000 | 98,050,000 | 96,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,961,000 | 253,183,000 | 255,188,000 | 260,748,000 |
| Interest-bearing deposits | 226,934,000 | 232,593,000 | 233,767,000 | 236,902,000 |
| Noninterest-bearing deposits | 20,027,000 | 20,590,000 | 21,421,000 | 23,846,000 |
| Equity capital | 44,900,000 | 45,418,000 | 45,973,000 | 46,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,493,000 | 5,041,000 | 7,634,000 | 10,254,000 |
| Interest expense | 509,000 | 1,083,000 | 1,731,000 | 2,396,000 |
| Net interest income | 1,984,000 | 3,958,000 | 5,903,000 | 7,858,000 |
| Noninterest income | 152,000 | 311,000 | 520,000 | 682,000 |
| Noninterest expense | 1,532,000 | 3,057,000 | 4,548,000 | 6,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 604,000 | 1,214,000 | 1,877,000 | 2,233,000 |
| Income tax | 89,000 | 180,000 | 288,000 | 315,000 |
| Net income | 515,000 | 1,034,000 | 1,589,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,887,000 | 45,407,000 | 45,962,000 | 46,291,000 |
| Total capital | 46,498,000 | 47,018,000 | 47,572,000 | 47,901,000 |
| Risk-weighted assets | 154,518,000 | 155,709,000 | 156,747,000 | 161,755,000 |