Call reports 2018
COLONIAL FEDERAL SAVINGS BANK — 2018
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 303,775,000 | 299,229,000 | 298,069,000 | 297,222,000 |
| Total loans | 178,980,000 | 178,887,000 | 177,082,000 | 178,240,000 |
| Allowance for loan losses | 1,506,000 | 1,551,000 | 1,581,000 | 1,610,000 |
| Securities available for sale | 809,000 | 756,000 | 655,000 | 618,000 |
| Securities held to maturity | 103,515,000 | 97,967,000 | 98,404,000 | 99,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,223,000 | 244,469,000 | 238,968,000 | 242,774,000 |
| Interest-bearing deposits | 221,287,000 | 223,946,000 | 219,053,000 | 223,472,000 |
| Noninterest-bearing deposits | 20,936,000 | 20,523,000 | 19,915,000 | 19,302,000 |
| Equity capital | 42,904,000 | 43,476,000 | 44,034,000 | 44,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,443,000 | 4,905,000 | 7,341,000 | 9,819,000 |
| Interest expense | 422,000 | 854,000 | 1,321,000 | 1,821,000 |
| Net interest income | 2,021,000 | 4,051,000 | 6,020,000 | 7,998,000 |
| Noninterest income | 157,000 | 313,000 | 518,000 | 686,000 |
| Noninterest expense | 1,477,000 | 2,951,000 | 4,416,000 | 6,152,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 656,000 | 1,323,000 | 2,002,000 | 2,382,000 |
| Income tax | 106,000 | 212,000 | 322,000 | 348,000 |
| Net income | 550,000 | 1,111,000 | 1,680,000 | 2,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,898,000 | 43,458,000 | 44,018,000 | 44,373,000 |
| Total capital | 44,404,000 | 45,009,000 | 45,599,000 | 45,983,000 |
| Risk-weighted assets | 151,504,000 | 152,475,000 | 152,689,000 | 153,505,000 |