Call reports 2017
COLONIAL FEDERAL SAVINGS BANK — 2017
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 295,586,000 | 296,297,000 | 303,669,000 | 305,920,000 |
| Total loans | 162,983,000 | 169,626,000 | 177,458,000 | 179,407,000 |
| Allowance for loan losses | 1,337,000 | 1,367,000 | 1,416,000 | 1,461,000 |
| Securities available for sale | 1,161,000 | 1,070,000 | 946,000 | 875,000 |
| Securities held to maturity | 103,797,000 | 104,202,000 | 103,601,000 | 103,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,353,000 | 247,448,000 | 240,981,000 | 242,548,000 |
| Interest-bearing deposits | 225,755,000 | 225,749,000 | 217,135,000 | 221,011,000 |
| Noninterest-bearing deposits | 21,598,000 | 21,699,000 | 23,846,000 | 21,537,000 |
| Equity capital | 41,129,000 | 41,631,000 | 42,173,000 | 42,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,377,000 | 4,681,000 | 7,072,000 | 9,509,000 |
| Interest expense | 365,000 | 733,000 | 1,116,000 | 1,525,000 |
| Net interest income | 2,012,000 | 3,948,000 | 5,956,000 | 7,984,000 |
| Noninterest income | 151,000 | 304,000 | 505,000 | 673,000 |
| Noninterest expense | 1,414,000 | 2,821,000 | 4,273,000 | 5,911,000 |
| Provision for loan losses | 31,000 | 61,000 | 106,000 | 151,000 |
| Pretax income | 718,000 | 1,370,000 | 2,082,000 | 2,595,000 |
| Income tax | 169,000 | 315,000 | 483,000 | 799,000 |
| Net income | 549,000 | 1,055,000 | 1,599,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,060,000 | 41,566,000 | 42,150,000 | 42,347,000 |
| Total capital | 42,397,000 | 42,933,000 | 43,566,000 | 43,808,000 |
| Risk-weighted assets | 141,681,000 | 146,562,000 | 150,999,000 | 152,749,000 |