Call reports 2015
COLONIAL FEDERAL SAVINGS BANK — 2015
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 284,471,000 | 283,053,000 | 281,208,000 | 281,112,000 |
| Total loans | 146,300,000 | 144,947,000 | 150,931,000 | 151,215,000 |
| Allowance for loan losses | 1,184,000 | 1,193,000 | 1,203,000 | 1,218,000 |
| Securities available for sale | 2,224,000 | 2,097,000 | 1,959,000 | 1,837,000 |
| Securities held to maturity | 114,376,000 | 113,333,000 | 111,242,000 | 109,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,381,000 | 233,122,000 | 231,198,000 | 229,745,000 |
| Interest-bearing deposits | 218,237,000 | 215,416,000 | 212,583,000 | 210,839,000 |
| Noninterest-bearing deposits | 17,144,000 | 17,706,000 | 18,615,000 | 18,906,000 |
| Equity capital | 36,793,000 | 37,396,000 | 38,014,000 | 38,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,424,000 | 6,656,000 | 8,929,000 |
| Interest expense | 333,000 | 660,000 | 975,000 | 1,290,000 |
| Net interest income | 1,855,000 | 3,764,000 | 5,681,000 | 7,639,000 |
| Noninterest income | 144,000 | 301,000 | 496,000 | 656,000 |
| Noninterest expense | 1,310,000 | 2,601,000 | 3,900,000 | 5,372,000 |
| Provision for loan losses | 9,000 | 18,000 | 31,000 | 46,000 |
| Pretax income | 681,000 | 1,447,000 | 2,248,000 | 2,879,000 |
| Income tax | 130,000 | 288,000 | 465,000 | 579,000 |
| Net income | 551,000 | 1,159,000 | 1,783,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,722,000 | 37,247,000 | 37,871,000 | 38,388,000 |
| Total capital | 37,906,000 | 38,440,000 | 39,074,000 | 39,606,000 |
| Risk-weighted assets | 119,167,000 | 121,713,000 | 127,001,000 | 130,574,000 |