Call reports 2014
COLONIAL FEDERAL SAVINGS BANK — 2014
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 288,082,000 | 288,814,000 | 285,740,000 | 278,331,000 |
| Total loans | 141,060,000 | 143,845,000 | 142,462,000 | 143,893,000 |
| Allowance for loan losses | 1,148,000 | 1,157,000 | 1,166,000 | 1,175,000 |
| Securities available for sale | 2,877,000 | 2,687,000 | 2,521,000 | 2,360,000 |
| Securities held to maturity | 119,943,000 | 115,903,000 | 117,022,000 | 114,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,993,000 | 243,456,000 | 240,125,000 | 235,397,000 |
| Interest-bearing deposits | 225,293,000 | 228,513,000 | 224,556,000 | 219,625,000 |
| Noninterest-bearing deposits | 14,700,000 | 14,943,000 | 15,569,000 | 15,772,000 |
| Equity capital | 34,920,000 | 35,347,000 | 35,821,000 | 36,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 3,993,000 | 6,060,000 | 8,160,000 |
| Interest expense | 386,000 | 780,000 | 1,168,000 | 1,535,000 |
| Net interest income | 1,603,000 | 3,213,000 | 4,892,000 | 6,625,000 |
| Noninterest income | 143,000 | 295,000 | 485,000 | 639,000 |
| Noninterest expense | 1,274,000 | 2,526,000 | 3,807,000 | 5,193,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 473,000 | 975,000 | 1,554,000 | 2,046,000 |
| Income tax | 65,000 | 138,000 | 234,000 | 296,000 |
| Net income | 408,000 | 837,000 | 1,320,000 | 1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,829,000 | 35,258,000 | 35,741,000 | 36,171,000 |
| Total capital | 35,977,000 | 36,415,000 | 36,907,000 | 37,346,000 |
| Risk-weighted assets | 115,926,000 | 116,228,000 | 115,173,000 | 114,979,000 |