Call reports 2013
COLONIAL FEDERAL SAVINGS BANK — 2013
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 288,395,000 | 285,290,000 | 289,497,000 | 279,415,000 |
| Total loans | 130,887,000 | 132,973,000 | 136,010,000 | 140,616,000 |
| Allowance for loan losses | 1,144,000 | 1,140,000 | 1,140,000 | 1,140,000 |
| Securities available for sale | 3,884,000 | 3,582,000 | 3,323,000 | 3,082,000 |
| Securities held to maturity | 126,192,000 | 123,621,000 | 120,312,000 | 119,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,555,000 | 239,039,000 | 242,575,000 | 235,414,000 |
| Interest-bearing deposits | 227,049,000 | 224,618,000 | 226,775,000 | 221,751,000 |
| Noninterest-bearing deposits | 15,506,000 | 14,421,000 | 15,800,000 | 13,663,000 |
| Equity capital | 33,341,000 | 33,756,000 | 34,165,000 | 34,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,053,000 | 4,080,000 | 6,057,000 | 8,044,000 |
| Interest expense | 499,000 | 972,000 | 1,438,000 | 1,869,000 |
| Net interest income | 1,554,000 | 3,108,000 | 4,619,000 | 6,175,000 |
| Noninterest income | 161,000 | 315,000 | 508,000 | 669,000 |
| Noninterest expense | 1,238,000 | 2,439,000 | 3,666,000 | 4,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 478,000 | 985,000 | 1,462,000 | 1,851,000 |
| Income tax | 66,000 | 142,000 | 205,000 | 235,000 |
| Net income | 412,000 | 843,000 | 1,257,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,217,000 | 33,648,000 | 34,061,000 | 34,421,000 |
| Total capital | 34,361,000 | 34,788,000 | 35,201,000 | 35,561,000 |
| Risk-weighted assets | 111,708,000 | 112,343,000 | 113,076,000 | 115,469,000 |