Call reports 2012
COLONIAL FEDERAL SAVINGS BANK — 2012
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 296,466,000 | 297,690,000 | 292,524,000 | 288,132,000 |
| Total loans | 131,434,000 | 134,300,000 | 129,188,000 | 125,323,000 |
| Allowance for loan losses | 1,147,000 | 1,147,000 | 1,141,000 | 1,141,000 |
| Securities available for sale | 5,586,000 | 5,074,000 | 4,667,000 | 4,237,000 |
| Securities held to maturity | 122,643,000 | 126,260,000 | 121,701,000 | 124,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,904,000 | 251,683,000 | 247,719,000 | 243,817,000 |
| Interest-bearing deposits | 238,474,000 | 236,419,000 | 234,395,000 | 229,365,000 |
| Noninterest-bearing deposits | 13,430,000 | 15,264,000 | 13,324,000 | 14,452,000 |
| Equity capital | 31,468,000 | 32,022,000 | 32,547,000 | 32,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,758,000 | 7,001,000 | 9,151,000 |
| Interest expense | 624,000 | 1,219,000 | 1,791,000 | 2,331,000 |
| Net interest income | 1,803,000 | 3,539,000 | 5,210,000 | 6,820,000 |
| Noninterest income | 187,000 | 363,000 | 564,000 | 742,000 |
| Noninterest expense | 1,213,000 | 2,366,000 | 3,553,000 | 4,849,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 778,000 | 1,537,000 | 2,222,000 | 2,714,000 |
| Income tax | 197,000 | 388,000 | 546,000 | 626,000 |
| Net income | 581,000 | 1,149,000 | 1,676,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,298,000 | 31,867,000 | 32,393,000 | 32,805,000 |
| Total capital | 32,445,000 | 33,014,000 | 33,534,000 | 33,946,000 |
| Risk-weighted assets | 109,880,000 | 111,842,000 | 109,029,000 | 107,174,000 |