Call reports 2021
CITIZENS BANK — 2021
What CITIZENS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 161,747,000 | 161,855,000 | 163,697,000 | 167,928,000 |
| Total loans | 125,686,000 | 128,096,000 | 126,404,000 | 136,871,000 |
| Allowance for loan losses | 1,506,000 | 1,569,000 | 1,567,000 | 1,673,000 |
| Securities available for sale | 7,003,000 | 11,097,000 | 11,617,000 | 13,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,904,000 | 139,639,000 | 140,907,000 | 145,813,000 |
| Interest-bearing deposits | 115,514,000 | 117,000,000 | 117,411,000 | 121,995,000 |
| Noninterest-bearing deposits | 23,390,000 | 22,639,000 | 23,496,000 | 23,818,000 |
| Equity capital | 16,548,000 | 16,955,000 | 17,558,000 | 16,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,500,000 | 5,524,000 | 7,249,000 |
| Interest expense | 271,000 | 518,000 | 753,000 | 972,000 |
| Net interest income | 1,455,000 | 2,982,000 | 4,771,000 | 6,277,000 |
| Noninterest income | 598,000 | 1,043,000 | 1,439,000 | 1,829,000 |
| Noninterest expense | 1,232,000 | 2,476,000 | 3,791,000 | 5,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 821,000 | 1,549,000 | 2,419,000 | 2,619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 821,000 | 1,549,000 | 2,419,000 | 2,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,940,000 | 16,366,000 | 16,974,000 | 16,123,000 |
| Total capital | 17,261,000 | 17,725,000 | 18,339,000 | 17,591,000 |
| Risk-weighted assets | 105,567,000 | 108,538,000 | 109,046,000 | 117,285,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.