Call reports 2013
CITIZENS BANK — 2013
What CITIZENS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,629,000 | 136,576,000 | 142,196,000 | 139,504,000 |
| Total loans | 98,272,000 | 99,290,000 | 105,603,000 | 105,010,000 |
| Allowance for loan losses | 1,599,000 | 1,235,000 | 1,321,000 | 1,177,000 |
| Securities available for sale | 18,143,000 | 17,073,000 | 16,603,000 | 16,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,769,000 | 109,211,000 | 112,728,000 | 110,658,000 |
| Interest-bearing deposits | 100,237,000 | 97,739,000 | 98,369,000 | 100,136,000 |
| Noninterest-bearing deposits | 11,532,000 | 11,472,000 | 14,359,000 | 10,522,000 |
| Equity capital | 14,647,000 | 14,112,000 | 14,165,000 | 13,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,672,000 | 3,343,000 | 5,005,000 | 6,680,000 |
| Interest expense | 288,000 | 572,000 | 864,000 | 1,158,000 |
| Net interest income | 1,384,000 | 2,771,000 | 4,141,000 | 5,522,000 |
| Noninterest income | 330,000 | 635,000 | 933,000 | 1,220,000 |
| Noninterest expense | 1,374,000 | 2,683,000 | 4,017,000 | 5,257,000 |
| Provision for loan losses | 90,000 | 295,000 | 425,000 | 635,000 |
| Pretax income | 250,000 | 428,000 | 632,000 | 850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 428,000 | 632,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,161,000 | 14,272,000 | 14,457,000 | 14,091,000 |
| Total capital | 15,266,000 | 15,395,000 | 15,679,000 | 15,268,000 |
| Risk-weighted assets | 89,720,000 | 91,592,000 | 97,657,000 | 96,542,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.