Call report 2008Q4
CITIZENS BANK — 2008Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,460,000 | USD | evidence → |
| Total loans | 105,648,000 | USD | evidence → |
| Allowance for loan losses | 1,439,000 | USD | evidence → |
| Securities available for sale | 12,374,000 | USD | evidence → |
| Securities held to maturity | 202,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,075,000 | USD | evidence → |
| Interest-bearing deposits | 90,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,743,000 | USD | evidence → |
| Equity capital | 13,600,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,516,000 | USD | evidence → |
| Interest expense | 3,379,000 | USD | evidence → |
| Net interest income | 5,137,000 | USD | evidence → |
| Noninterest income | 1,003,000 | USD | evidence → |
| Noninterest expense | 4,227,000 | USD | evidence → |
| Provision for loan losses | 691,000 | USD | evidence → |
| Pretax income | 1,223,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,223,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,595,000 | USD | evidence → |
| Total capital | 14,804,000 | USD | evidence → |
| Risk-weighted assets | 96,530,000 | USD | evidence → |