Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,136,000 | USD | evidence → |
| Total loans | 97,621,000 | USD | evidence → |
| Allowance for loan losses | 1,280,000 | USD | evidence → |
| Securities available for sale | 16,104,000 | USD | evidence → |
| Securities held to maturity | 1,094,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,655,000 | USD | evidence → |
| Interest-bearing deposits | 94,218,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,437,000 | USD | evidence → |
| Equity capital | 13,490,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,137,000 | USD | evidence → |
| Interest expense | 3,524,000 | USD | evidence → |
| Net interest income | 4,613,000 | USD | evidence → |
| Noninterest income | 1,005,000 | USD | evidence → |
| Noninterest expense | 4,263,000 | USD | evidence → |
| Provision for loan losses | 757,000 | USD | evidence → |
| Pretax income | 598,000 | USD | evidence → |
| Income tax | 253,000 | USD | evidence → |
| Net income | 345,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,460,000 | USD | evidence → |
| Total capital | 14,603,000 | USD | evidence → |
| Risk-weighted assets | 91,295,000 | USD | evidence → |