Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,545,000 | USD | evidence → |
| Total loans | 88,136,000 | USD | evidence → |
| Allowance for loan losses | 1,277,000 | USD | evidence → |
| Securities available for sale | 16,244,000 | USD | evidence → |
| Securities held to maturity | 1,599,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,986,000 | USD | evidence → |
| Interest-bearing deposits | 86,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,419,000 | USD | evidence → |
| Equity capital | 13,873,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,672,000 | USD | evidence → |
| Interest expense | 980,000 | USD | evidence → |
| Net interest income | 2,692,000 | USD | evidence → |
| Noninterest income | 538,000 | USD | evidence → |
| Noninterest expense | 1,968,000 | USD | evidence → |
| Provision for loan losses | 334,000 | USD | evidence → |
| Pretax income | 928,000 | USD | evidence → |
| Income tax | 282,000 | USD | evidence → |
| Net income | 646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,929,000 | USD | evidence → |
| Total capital | 14,959,000 | USD | evidence → |
| Risk-weighted assets | 82,149,000 | USD | evidence → |