Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,355,000 | USD | evidence → |
| Total loans | 93,635,000 | USD | evidence → |
| Allowance for loan losses | 1,330,000 | USD | evidence → |
| Securities available for sale | 14,295,000 | USD | evidence → |
| Securities held to maturity | 2,275,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,119,000 | USD | evidence → |
| Interest-bearing deposits | 94,284,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,835,000 | USD | evidence → |
| Equity capital | 13,567,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,975,000 | USD | evidence → |
| Interest expense | 542,000 | USD | evidence → |
| Net interest income | 1,433,000 | USD | evidence → |
| Noninterest income | 249,000 | USD | evidence → |
| Noninterest expense | 950,000 | USD | evidence → |
| Provision for loan losses | 143,000 | USD | evidence → |
| Pretax income | 578,000 | USD | evidence → |
| Income tax | 172,000 | USD | evidence → |
| Net income | 406,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,417,000 | USD | evidence → |
| Total capital | 14,514,000 | USD | evidence → |
| Risk-weighted assets | 87,546,000 | USD | evidence → |