Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,813,000 | USD | evidence → |
| Total loans | 96,682,000 | USD | evidence → |
| Allowance for loan losses | 1,370,000 | USD | evidence → |
| Securities available for sale | 10,272,000 | USD | evidence → |
| Securities held to maturity | 2,721,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,729,000 | USD | evidence → |
| Interest-bearing deposits | 92,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,036,000 | USD | evidence → |
| Equity capital | 13,224,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,407,000 | USD | evidence → |
| Interest expense | 2,059,000 | USD | evidence → |
| Net interest income | 4,348,000 | USD | evidence → |
| Noninterest income | 653,000 | USD | evidence → |
| Noninterest expense | 2,726,000 | USD | evidence → |
| Provision for loan losses | 605,000 | USD | evidence → |
| Pretax income | 1,768,000 | USD | evidence → |
| Income tax | 561,000 | USD | evidence → |
| Net income | 1,207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,197,000 | USD | evidence → |
| Total capital | 14,286,000 | USD | evidence → |
| Risk-weighted assets | 86,874,000 | USD | evidence → |