Call reports 2020
PLAINS STATE BANK — 2020
What PLAINS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 601,525,000 | 656,376,000 | 652,167,000 | 689,219,000 |
| Total loans | 469,715,000 | 513,042,000 | 518,244,000 | 502,143,000 |
| Allowance for loan losses | 5,773,000 | 5,910,000 | 6,334,000 | 6,574,000 |
| Securities available for sale | 52,560,000 | 50,578,000 | 46,223,000 | 63,632,000 |
| Securities held to maturity | 1,033,000 | 874,000 | 719,000 | 710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,429,000 | 585,709,000 | 579,559,000 | 614,078,000 |
| Interest-bearing deposits | 438,520,000 | 459,837,000 | 452,746,000 | 466,096,000 |
| Noninterest-bearing deposits | 96,909,000 | 125,872,000 | 126,813,000 | 147,982,000 |
| Equity capital | 64,387,000 | 66,682,000 | 69,136,000 | 71,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,806,000 | 15,395,000 | 22,616,000 | 29,614,000 |
| Interest expense | 2,121,000 | 3,748,000 | 5,100,000 | 6,144,000 |
| Net interest income | 5,685,000 | 11,647,000 | 17,516,000 | 23,470,000 |
| Noninterest income | 351,000 | 557,000 | 1,473,000 | 2,676,000 |
| Noninterest expense | 3,163,000 | 7,024,000 | 10,390,000 | 13,945,000 |
| Provision for loan losses | 400,000 | 745,000 | 1,200,000 | 1,450,000 |
| Pretax income | 2,473,000 | 4,435,000 | 7,421,000 | 10,773,000 |
| Income tax | 531,000 | 956,000 | 1,595,000 | 2,309,000 |
| Net income | 1,942,000 | 3,479,000 | 5,826,000 | 8,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,330,000 | 64,011,000 | 66,502,000 | 69,284,000 |