Call reports 2016
PLAINS STATE BANK — 2016
What PLAINS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 372,366,000 | 375,229,000 | 374,335,000 | 394,581,000 |
| Total loans | 296,872,000 | 302,861,000 | 303,205,000 | 307,001,000 |
| Allowance for loan losses | 3,407,000 | 3,889,000 | 3,604,000 | 3,676,000 |
| Securities available for sale | 38,110,000 | 37,542,000 | 36,584,000 | 40,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,595,000 | 334,399,000 | 332,361,000 | 352,128,000 |
| Interest-bearing deposits | 262,179,000 | 263,838,000 | 267,990,000 | 283,518,000 |
| Noninterest-bearing deposits | 70,417,000 | 70,561,000 | 64,371,000 | 68,610,000 |
| Equity capital | 38,380,000 | 39,513,000 | 40,523,000 | 40,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,037,000 | 8,258,000 | 12,467,000 | 16,952,000 |
| Interest expense | 478,000 | 995,000 | 1,566,000 | 2,173,000 |
| Net interest income | 3,559,000 | 7,263,000 | 10,901,000 | 14,779,000 |
| Noninterest income | 636,000 | 1,759,000 | 2,327,000 | 2,810,000 |
| Noninterest expense | 2,500,000 | 5,073,000 | 7,548,000 | 10,052,000 |
| Provision for loan losses | 355,000 | 905,000 | 1,450,000 | 1,650,000 |
| Pretax income | 1,343,000 | 3,093,000 | 4,300,000 | 5,957,000 |
| Income tax | 493,000 | 1,184,000 | 1,475,000 | 1,973,000 |
| Net income | 850,000 | 1,909,000 | 2,825,000 | 3,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,093,000 | 37,240,000 | 38,206,000 | 39,413,000 |
| Total capital | 39,500,000 | 41,000,000 | 41,810,000 | 43,089,000 |
| Risk-weighted assets | 295,445,000 | 300,671,000 | 300,376,000 | 303,284,000 |