Call reports 2015
PLAINS STATE BANK — 2015
What PLAINS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 337,093,000 | 338,778,000 | 342,269,000 | 349,809,000 |
| Total loans | 252,527,000 | 260,954,000 | 269,657,000 | 281,876,000 |
| Allowance for loan losses | 3,052,000 | 3,170,000 | 3,122,000 | 3,098,000 |
| Securities available for sale | 38,804,000 | 40,110,000 | 39,163,000 | 38,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,025,000 | 303,000,000 | 305,053,000 | 310,905,000 |
| Interest-bearing deposits | 240,309,000 | 243,091,000 | 240,168,000 | 237,694,000 |
| Noninterest-bearing deposits | 61,715,000 | 59,910,000 | 64,885,000 | 73,211,000 |
| Equity capital | 34,360,000 | 35,120,000 | 36,344,000 | 37,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,577,000 | 7,286,000 | 11,303,000 | 15,351,000 |
| Interest expense | 428,000 | 864,000 | 1,309,000 | 1,755,000 |
| Net interest income | 3,149,000 | 6,422,000 | 9,994,000 | 13,596,000 |
| Noninterest income | 301,000 | 653,000 | 845,000 | 1,148,000 |
| Noninterest expense | 2,386,000 | 4,603,000 | 6,916,000 | 9,488,000 |
| Provision for loan losses | 267,000 | 267,000 | 307,000 | 307,000 |
| Pretax income | 797,000 | 2,205,000 | 3,616,000 | 4,949,000 |
| Income tax | 334,000 | 869,000 | 1,314,000 | 1,681,000 |
| Net income | 463,000 | 1,336,000 | 2,302,000 | 3,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,264,000 | 33,189,000 | 34,199,000 | 35,213,000 |
| Total capital | 35,316,000 | 36,358,000 | 37,321,000 | 38,311,000 |
| Risk-weighted assets | 263,657,000 | 270,160,000 | 278,024,000 | 281,523,000 |