Call reports 2014
PLAINS STATE BANK — 2014
What PLAINS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 305,767,000 | 302,895,000 | 311,559,000 | 317,818,000 |
| Total loans | 226,637,000 | 228,891,000 | 234,518,000 | 239,770,000 |
| Allowance for loan losses | 2,877,000 | 2,867,000 | 2,832,000 | 2,873,000 |
| Securities available for sale | 39,873,000 | 39,628,000 | 39,264,000 | 39,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,829,000 | 270,236,000 | 277,800,000 | 283,303,000 |
| Interest-bearing deposits | 228,784,000 | 219,999,000 | 226,077,000 | 227,388,000 |
| Noninterest-bearing deposits | 45,045,000 | 50,237,000 | 51,723,000 | 55,915,000 |
| Equity capital | 30,794,000 | 31,804,000 | 32,729,000 | 33,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,563,000 | 7,379,000 | 11,139,000 | 14,687,000 |
| Interest expense | 426,000 | 879,000 | 1,325,000 | 1,762,000 |
| Net interest income | 3,137,000 | 6,500,000 | 9,814,000 | 12,925,000 |
| Noninterest income | 366,000 | 574,000 | 728,000 | 884,000 |
| Noninterest expense | 2,126,000 | 4,423,000 | 6,645,000 | 8,590,000 |
| Provision for loan losses | 215,000 | 215,000 | 215,000 | 275,000 |
| Pretax income | 1,162,000 | 2,436,000 | 3,682,000 | 4,944,000 |
| Income tax | 365,000 | 781,000 | 1,218,000 | 1,618,000 |
| Net income | 797,000 | 1,655,000 | 2,464,000 | 3,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,821,000 | 29,742,000 | 30,630,000 | 31,572,000 |
| Total capital | 31,555,000 | 32,502,000 | 33,336,000 | 34,445,000 |
| Risk-weighted assets | 218,513,000 | 220,625,000 | 225,224,000 | 232,621,000 |