Call reports 2013
PLAINS STATE BANK — 2013
What PLAINS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 246,685,000 | 250,893,000 | 269,343,000 | 284,991,000 |
| Total loans | 170,276,000 | 189,104,000 | 200,499,000 | 207,609,000 |
| Allowance for loan losses | 2,061,000 | 2,210,000 | 2,370,000 | 2,422,000 |
| Securities available for sale | 23,808,000 | 29,840,000 | 34,610,000 | 34,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,399,000 | 222,042,000 | 239,579,000 | 252,790,000 |
| Interest-bearing deposits | 179,536,000 | 174,331,000 | 191,002,000 | 202,880,000 |
| Noninterest-bearing deposits | 37,863,000 | 47,711,000 | 48,578,000 | 49,911,000 |
| Equity capital | 28,523,000 | 28,441,000 | 28,941,000 | 29,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,125,000 | 6,064,000 | 9,272,000 | 12,564,000 |
| Interest expense | 447,000 | 860,000 | 1,274,000 | 1,701,000 |
| Net interest income | 2,678,000 | 5,204,000 | 7,998,000 | 10,863,000 |
| Noninterest income | 480,000 | 1,047,000 | 1,763,000 | 2,086,000 |
| Noninterest expense | 2,242,000 | 4,454,000 | 6,698,000 | 8,940,000 |
| Provision for loan losses | 165,000 | 315,000 | 490,000 | 540,000 |
| Pretax income | 751,000 | 1,482,000 | 2,573,000 | 3,469,000 |
| Income tax | 280,000 | 529,000 | 932,000 | 1,243,000 |
| Net income | 471,000 | 953,000 | 1,641,000 | 2,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,933,000 | 26,495,000 | 27,263,000 | 27,931,000 |
| Total capital | 27,866,000 | 28,664,000 | 29,595,000 | 30,348,000 |
| Risk-weighted assets | 153,785,000 | 172,734,000 | 185,783,000 | 193,351,000 |