Call reports 2012
PLAINS STATE BANK — 2012
What PLAINS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,472,000 | 220,490,000 | 230,292,000 | 232,711,000 |
| Total loans | 151,897,000 | 168,553,000 | 164,314,000 | 166,476,000 |
| Allowance for loan losses | 1,690,000 | 2,067,000 | 2,010,000 | 1,897,000 |
| Securities available for sale | 17,710,000 | 17,694,000 | 17,226,000 | 15,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,311,000 | 192,940,000 | 201,904,000 | 204,024,000 |
| Interest-bearing deposits | 159,222,000 | 156,605,000 | 156,253,000 | 161,663,000 |
| Noninterest-bearing deposits | 40,089,000 | 36,334,000 | 45,652,000 | 42,362,000 |
| Equity capital | 26,465,000 | 27,007,000 | 27,616,000 | 28,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,505,000 | 5,225,000 | 8,070,000 | 10,872,000 |
| Interest expense | 394,000 | 809,000 | 1,234,000 | 1,663,000 |
| Net interest income | 2,111,000 | 4,416,000 | 6,836,000 | 9,209,000 |
| Noninterest income | 462,000 | 855,000 | 1,433,000 | 2,621,000 |
| Noninterest expense | 2,065,000 | 3,941,000 | 5,940,000 | 8,096,000 |
| Provision for loan losses | 100,000 | 430,000 | 680,000 | 1,250,000 |
| Pretax income | 408,000 | 900,000 | 1,708,000 | 2,628,000 |
| Income tax | 162,000 | 351,000 | 650,000 | 986,000 |
| Net income | 246,000 | 549,000 | 1,058,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,722,000 | 24,110,000 | 24,706,000 | 25,375,000 |
| Total capital | 25,314,000 | 25,879,000 | 26,444,000 | 27,170,000 |
| Risk-weighted assets | 127,237,000 | 140,838,000 | 138,041,000 | 142,718,000 |