Call reports 2009
PLAINS STATE BANK — 2009
What PLAINS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,213,000 | 90,134,000 | 109,722,000 | 126,300,000 |
| Total loans | 46,422,000 | 65,538,000 | 83,867,000 | 93,142,000 |
| Allowance for loan losses | 376,000 | 501,000 | 551,000 | 850,000 |
| Securities available for sale | 6,870,000 | 8,970,000 | 10,760,000 | 13,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,018,000 | 74,236,000 | 93,584,000 | 109,775,000 |
| Interest-bearing deposits | 40,475,000 | 55,131,000 | 72,974,000 | 87,087,000 |
| Noninterest-bearing deposits | 17,543,000 | 19,104,000 | 20,610,000 | 22,688,000 |
| Equity capital | 15,735,000 | 15,666,000 | 15,857,000 | 16,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 2,153,000 | 3,577,000 | 5,227,000 |
| Interest expense | 225,000 | 509,000 | 905,000 | 1,376,000 |
| Net interest income | 713,000 | 1,644,000 | 2,672,000 | 3,851,000 |
| Noninterest income | 175,000 | 506,000 | 797,000 | 1,251,000 |
| Noninterest expense | 968,000 | 2,098,000 | 3,281,000 | 4,614,000 |
| Provision for loan losses | 25,000 | 150,000 | 200,000 | 499,000 |
| Pretax income | -105,000 | -45,000 | 41,000 | 320,000 |
| Income tax | -85,000 | -85,000 | -85,000 | -349,000 |
| Net income | -20,000 | 40,000 | 126,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,281,000 | 12,410,000 | 12,555,000 | 13,157,000 |
| Total capital | 12,657,000 | 12,910,000 | 13,105,000 | 14,007,000 |
| Risk-weighted assets | 51,351,000 | 73,234,000 | 76,098,000 | 82,544,000 |