Call reports 2008
PLAINS STATE BANK — 2008
What PLAINS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,565,000 | 38,407,000 | 44,701,000 | 60,129,000 |
| Total loans | 5,946,000 | 8,288,000 | 25,394,000 | 36,219,000 |
| Allowance for loan losses | 148,000 | 149,000 | 190,000 | 351,000 |
| Securities available for sale | 1,712,000 | 4,874,000 | 3,654,000 | 8,736,000 |
| Securities held to maturity | 8,706,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,347,000 | 22,070,000 | 28,481,000 | 44,055,000 |
| Interest-bearing deposits | 8,684,000 | 11,672,000 | 20,975,000 | 34,258,000 |
| Noninterest-bearing deposits | 10,663,000 | 10,398,000 | 7,506,000 | 9,797,000 |
| Equity capital | 3,177,000 | 16,306,000 | 16,085,000 | 15,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 121,000 | 592,000 | 1,269,000 |
| Interest expense | 78,000 | 32,000 | 115,000 | 288,000 |
| Net interest income | 205,000 | 89,000 | 477,000 | 981,000 |
| Noninterest income | 36,000 | 20,000 | 108,000 | 147,000 |
| Noninterest expense | 161,000 | 256,000 | 1,108,000 | 1,980,000 |
| Provision for loan losses | 0 | 0 | 42,000 | 205,000 |
| Pretax income | 80,000 | -147,000 | -565,000 | -1,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | -147,000 | -565,000 | -1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,171,000 | 12,861,000 | 12,725,000 | 12,228,000 |
| Total capital | 3,309,000 | 13,010,000 | 12,915,000 | 12,579,000 |
| Risk-weighted assets | 11,065,000 | 13,409,000 | 31,476,000 | 40,576,000 |