Call reports 2007
PLAINS STATE BANK — 2007
What PLAINS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,866,000 | 21,293,000 | 20,366,000 | 22,248,000 |
| Total loans | 8,206,000 | 10,911,000 | 12,037,000 | 7,518,000 |
| Allowance for loan losses | 136,000 | 137,000 | 141,000 | 145,000 |
| Securities available for sale | 3,186,000 | 3,130,000 | 2,148,000 | 2,700,000 |
| Securities held to maturity | 6,441,000 | 5,342,000 | 3,841,000 | 4,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,032,000 | 16,619,000 | 17,129,000 | 19,124,000 |
| Interest-bearing deposits | 9,154,000 | 8,765,000 | 8,695,000 | 8,525,000 |
| Noninterest-bearing deposits | 10,878,000 | 7,854,000 | 8,434,000 | 10,599,000 |
| Equity capital | 2,788,000 | 2,986,000 | 3,173,000 | 3,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 687,000 | 1,064,000 | 1,408,000 |
| Interest expense | 87,000 | 178,000 | 283,000 | 366,000 |
| Net interest income | 253,000 | 509,000 | 781,000 | 1,042,000 |
| Noninterest income | 35,000 | 163,000 | 202,000 | 246,000 |
| Noninterest expense | 153,000 | 322,000 | 469,000 | 782,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 0 |
| Pretax income | 135,000 | 349,000 | 513,000 | 506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 349,000 | 513,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,815,000 | 3,031,000 | 3,194,000 | 3,091,000 |
| Total capital | 2,951,000 | 3,168,000 | 3,335,000 | 3,217,000 |
| Risk-weighted assets | 11,935,000 | 11,897,000 | 11,893,000 | 10,101,000 |