Call reports 2006
PLAINS STATE BANK — 2006
What PLAINS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,396,000 | 19,856,000 | 20,012,000 | 22,189,000 |
| Total loans | 6,501,000 | 8,281,000 | 10,274,000 | 8,162,000 |
| Allowance for loan losses | 137,000 | 137,000 | 137,000 | 137,000 |
| Securities available for sale | 2,514,000 | 2,204,000 | 2,195,000 | 2,184,000 |
| Securities held to maturity | 8,858,000 | 5,885,000 | 3,704,000 | 4,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,774,000 | 17,124,000 | 17,117,000 | 19,510,000 |
| Interest-bearing deposits | 14,348,000 | 12,393,000 | 7,920,000 | 9,150,000 |
| Noninterest-bearing deposits | 5,426,000 | 4,731,000 | 9,197,000 | 10,360,000 |
| Equity capital | 2,579,000 | 2,688,000 | 2,853,000 | 2,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 590,000 | 909,000 | 1,233,000 |
| Interest expense | 71,000 | 144,000 | 220,000 | 295,000 |
| Net interest income | 228,000 | 446,000 | 689,000 | 938,000 |
| Noninterest income | 40,000 | 85,000 | 124,000 | 164,000 |
| Noninterest expense | 127,000 | 280,000 | 416,000 | 746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 251,000 | 397,000 | 356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 251,000 | 397,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,643,000 | 2,753,000 | 2,899,000 | 2,681,000 |
| Total capital | 2,763,000 | 2,871,000 | 3,028,000 | 2,809,000 |
| Risk-weighted assets | 9,302,000 | 9,377,000 | 10,284,000 | 10,259,000 |