Call reports 2004
PLAINS STATE BANK — 2004
What PLAINS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,058,000 | 18,120,000 | 18,587,000 | 19,135,000 |
| Total loans | 6,954,000 | 7,965,000 | 9,655,000 | 8,353,000 |
| Allowance for loan losses | 136,000 | 137,000 | 137,000 | 137,000 |
| Securities available for sale | 4,805,000 | 3,733,000 | 3,762,000 | 3,727,000 |
| Securities held to maturity | 2,579,000 | 2,530,000 | 2,517,000 | 3,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,591,000 | 15,681,000 | 15,593,000 | 16,707,000 |
| Interest-bearing deposits | 12,404,000 | 11,702,000 | 11,208,000 | 11,639,000 |
| Noninterest-bearing deposits | 5,187,000 | 3,979,000 | 4,385,000 | 5,068,000 |
| Equity capital | 2,426,000 | 2,408,000 | 2,555,000 | 2,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 354,000 | 570,000 | 797,000 |
| Interest expense | 34,000 | 65,000 | 98,000 | 132,000 |
| Net interest income | 136,000 | 289,000 | 472,000 | 665,000 |
| Noninterest income | 47,000 | 99,000 | 148,000 | 192,000 |
| Noninterest expense | 126,000 | 270,000 | 413,000 | 658,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 57,000 | 118,000 | 207,000 | 198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 118,000 | 207,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,441,000 | 2,502,000 | 2,591,000 | 2,424,000 |
| Total capital | 2,558,000 | 2,610,000 | 2,707,000 | 2,534,000 |
| Risk-weighted assets | 9,341,000 | 8,938,000 | 9,225,000 | 8,815,000 |