Call reports 2003
PLAINS STATE BANK — 2003
What PLAINS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,761,000 | 18,944,000 | 19,917,000 | 20,187,000 |
| Total loans | 6,461,000 | 7,643,000 | 8,098,000 | 7,442,000 |
| Allowance for loan losses | 132,000 | 129,000 | 135,000 | 134,000 |
| Securities available for sale | 6,064,000 | 3,360,000 | 4,382,000 | 3,791,000 |
| Securities held to maturity | 4,810,000 | 3,988,000 | 1,609,000 | 1,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,004,000 | 16,419,000 | 17,412,000 | 17,787,000 |
| Interest-bearing deposits | 13,622,000 | 12,203,000 | 12,999,000 | 12,854,000 |
| Noninterest-bearing deposits | 3,382,000 | 4,216,000 | 4,413,000 | 4,933,000 |
| Equity capital | 2,397,000 | 2,467,000 | 2,446,000 | 2,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 392,000 | 587,000 | 790,000 |
| Interest expense | 57,000 | 107,000 | 146,000 | 180,000 |
| Net interest income | 145,000 | 285,000 | 441,000 | 610,000 |
| Noninterest income | 29,000 | 104,000 | 144,000 | 200,000 |
| Noninterest expense | 127,000 | 266,000 | 389,000 | 661,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 47,000 | 186,000 | 258,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 186,000 | 258,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,306,000 | 2,445,000 | 2,516,000 | 2,384,000 |
| Total capital | 2,416,000 | 2,552,000 | 2,627,000 | 2,496,000 |
| Risk-weighted assets | 8,767,000 | 8,806,000 | 8,864,000 | 8,776,000 |