Call reports 2002
PLAINS STATE BANK — 2002
What PLAINS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,062,000 | 19,648,000 | 19,147,000 | 19,450,000 |
| Total loans | 7,353,000 | 8,889,000 | 9,691,000 | 7,568,000 |
| Allowance for loan losses | 117,000 | 124,000 | 129,000 | 130,000 |
| Securities available for sale | 6,304,000 | 6,091,000 | 5,874,000 | 4,358,000 |
| Securities held to maturity | 3,739,000 | 2,420,000 | 1,373,000 | 1,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,785,000 | 16,649,000 | 15,695,000 | 16,983,000 |
| Interest-bearing deposits | 15,388,000 | 12,866,000 | 11,827,000 | 12,911,000 |
| Noninterest-bearing deposits | 3,397,000 | 3,783,000 | 3,868,000 | 4,072,000 |
| Equity capital | 2,190,000 | 2,353,000 | 2,545,000 | 2,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 553,000 | 837,000 | 1,099,000 |
| Interest expense | 82,000 | 151,000 | 215,000 | 272,000 |
| Net interest income | 181,000 | 402,000 | 622,000 | 827,000 |
| Noninterest income | 35,000 | 68,000 | 100,000 | 131,000 |
| Noninterest expense | 138,000 | 264,000 | 411,000 | 603,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 114,000 |
| Pretax income | 70,000 | 191,000 | 291,000 | 241,000 |
| Income tax | 9,000 | 19,000 | 28,000 | 38,000 |
| Net income | 61,000 | 172,000 | 263,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,230,000 | 2,340,000 | 2,431,000 | 2,258,000 |
| Total capital | 2,347,000 | 2,464,000 | 2,542,000 | 2,359,000 |
| Risk-weighted assets | 9,042,000 | 9,299,000 | 8,877,000 | 8,058,000 |