Call reports 2007
SECURITY NATIONAL BANK AND TRUST COMPANY — 2007
What SECURITY NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 850,713,000 | 796,344,000 | 782,804,000 | 813,671,000 |
| Total loans | 457,043,000 | 456,566,000 | 448,707,000 | 450,509,000 |
| Allowance for loan losses | 9,423,000 | 9,297,000 | 9,234,000 | 8,405,000 |
| Securities available for sale | 237,659,000 | 224,357,000 | 218,685,000 | 215,117,000 |
| Securities held to maturity | 48,200,000 | 46,983,000 | 46,319,000 | 46,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,632,000 | 566,322,000 | 577,226,000 | 561,889,000 |
| Interest-bearing deposits | 456,088,000 | 449,468,000 | 462,467,000 | 440,099,000 |
| Noninterest-bearing deposits | 123,544,000 | 116,854,000 | 114,759,000 | 121,790,000 |
| Equity capital | 47,619,000 | 45,995,000 | 47,718,000 | 46,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,736,000 | 25,623,000 | 37,952,000 | 50,169,000 |
| Interest expense | 4,966,000 | 10,208,000 | 15,325,000 | 20,178,000 |
| Net interest income | 7,770,000 | 15,415,000 | 22,627,000 | 29,991,000 |
| Noninterest income | 2,244,000 | 4,761,000 | 7,220,000 | 9,596,000 |
| Noninterest expense | 5,374,000 | 10,555,000 | 15,751,000 | 21,190,000 |
| Provision for loan losses | 140,000 | 825,000 | 1,465,000 | 900,000 |
| Pretax income | 4,500,000 | 8,796,000 | 12,631,000 | 17,497,000 |
| Income tax | 1,443,000 | 2,814,000 | 4,013,000 | 5,598,000 |
| Net income | 3,057,000 | 5,982,000 | 8,618,000 | 11,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,914,000 | 52,087,000 | 51,623,000 | 47,333,000 |
| Total capital | 58,481,000 | 59,406,000 | 58,949,000 | 55,367,000 |
| Risk-weighted assets | 517,430,000 | 511,868,000 | 507,869,000 | 513,365,000 |