Call reports 2006
SECURITY NATIONAL BANK AND TRUST COMPANY — 2006
What SECURITY NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 914,425,000 | 915,180,000 | 873,386,000 | 860,995,000 |
| Total loans | 435,210,000 | 450,499,000 | 442,216,000 | 446,110,000 |
| Allowance for loan losses | 9,382,000 | 9,454,000 | 9,473,000 | 9,315,000 |
| Securities available for sale | 268,498,000 | 254,082,000 | 253,799,000 | 244,811,000 |
| Securities held to maturity | 53,617,000 | 51,975,000 | 50,704,000 | 49,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,526,000 | 580,159,000 | 588,320,000 | 572,269,000 |
| Interest-bearing deposits | 454,052,000 | 459,798,000 | 465,292,000 | 447,215,000 |
| Noninterest-bearing deposits | 115,474,000 | 120,361,000 | 123,028,000 | 125,054,000 |
| Equity capital | 47,713,000 | 49,217,000 | 56,109,000 | 43,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,817,000 | 26,210,000 | 39,335,000 | 52,503,000 |
| Interest expense | 5,282,000 | 11,006,000 | 16,574,000 | 22,024,000 |
| Net interest income | 7,535,000 | 15,204,000 | 22,761,000 | 30,479,000 |
| Noninterest income | 2,036,000 | 4,393,000 | 6,745,000 | 9,051,000 |
| Noninterest expense | 5,137,000 | 10,076,000 | 15,166,000 | 20,087,000 |
| Provision for loan losses | 50,000 | 200,000 | 280,000 | 235,000 |
| Pretax income | 4,384,000 | 9,321,000 | 14,060,000 | 19,208,000 |
| Income tax | 1,421,000 | 3,036,000 | 4,587,000 | 6,291,000 |
| Net income | 2,963,000 | 6,285,000 | 9,473,000 | 12,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,042,000 | 56,128,000 | 59,749,000 | 47,230,000 |
| Total capital | 73,907,000 | 77,552,000 | 80,685,000 | 55,310,000 |
| Risk-weighted assets | 514,802,000 | 528,657,000 | 511,803,000 | 514,243,000 |