Call reports 2002
SECURITY NATIONAL BANK AND TRUST COMPANY — 2002
What SECURITY NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 871,697,000 | 868,797,000 | 846,311,000 | 828,223,000 |
| Total loans | 506,818,000 | 489,175,000 | 480,253,000 | 466,359,000 |
| Allowance for loan losses | 11,459,000 | 11,816,000 | 12,079,000 | 10,885,000 |
| Securities available for sale | 237,282,000 | 268,987,000 | 231,575,000 | 144,135,000 |
| Securities held to maturity | 23,501,000 | 23,403,000 | 22,762,000 | 74,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,939,000 | 643,677,000 | 614,736,000 | 593,822,000 |
| Interest-bearing deposits | 538,856,000 | 538,225,000 | 512,581,000 | 491,372,000 |
| Noninterest-bearing deposits | 99,083,000 | 105,452,000 | 102,155,000 | 102,450,000 |
| Equity capital | 52,452,000 | 60,819,000 | 64,444,000 | 53,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 14,125,000 | 27,915,000 | 41,301,000 | 53,273,000 |
| Interest expense | 5,307,000 | 10,418,000 | 15,222,000 | 19,475,000 |
| Net interest income | 8,818,000 | 17,497,000 | 26,079,000 | 33,798,000 |
| Noninterest income | 2,149,000 | 4,393,000 | 6,529,000 | 9,247,000 |
| Noninterest expense | 5,103,000 | 9,969,000 | 15,094,000 | 20,560,000 |
| Provision for loan losses | 420,000 | 840,000 | 1,260,000 | 1,090,000 |
| Pretax income | 5,444,000 | 11,081,000 | 16,254,000 | 21,395,000 |
| Income tax | 1,674,000 | 3,502,000 | 5,184,000 | 6,812,000 |
| Net income | 3,770,000 | 7,579,000 | 11,070,000 | 14,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,989,000 | 55,608,000 | 59,601,000 | 46,288,000 |
| Total capital | 73,860,000 | 77,721,000 | 81,263,000 | 67,770,000 |
| Risk-weighted assets | 581,419,000 | 575,751,000 | 568,067,000 | 554,684,000 |