Call reports 2001
SECURITY NATIONAL BANK AND TRUST COMPANY — 2001
What SECURITY NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 655,669,000 | 658,978,000 | 670,483,000 | 889,764,000 |
| Total loans | 389,132,000 | 385,540,000 | 377,335,000 | 526,854,000 |
| Allowance for loan losses | 5,376,000 | 5,620,000 | 5,837,000 | 11,244,000 |
| Securities available for sale | 142,852,000 | 191,125,000 | 221,682,000 | 264,106,000 |
| Securities held to maturity | 23,249,000 | 23,230,000 | 23,211,000 | 23,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,847,000 | 486,063,000 | 494,411,000 | 630,634,000 |
| Interest-bearing deposits | 399,167,000 | 398,028,000 | 405,736,000 | 526,604,000 |
| Noninterest-bearing deposits | 90,680,000 | 88,035,000 | 88,675,000 | 104,030,000 |
| Equity capital | 44,072,000 | 47,082,000 | 52,721,000 | 49,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,669,000 | 23,342,000 | 34,827,000 | 60,296,000 |
| Interest expense | 5,316,000 | 10,492,000 | 15,323,000 | 27,279,000 |
| Net interest income | 6,353,000 | 12,850,000 | 19,504,000 | 33,017,000 |
| Noninterest income | 1,857,000 | 3,759,000 | 5,651,000 | 8,175,000 |
| Noninterest expense | 3,734,000 | 7,474,000 | 11,234,000 | 20,366,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 5,800,000 |
| Pretax income | 4,163,000 | 8,522,000 | 12,982,000 | 14,987,000 |
| Income tax | 1,293,000 | 2,653,000 | 4,061,000 | 4,763,000 |
| Net income | 2,870,000 | 5,869,000 | 8,921,000 | 10,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,268,000 | 46,279,000 | 49,342,000 | 48,123,000 |
| Total capital | 62,991,000 | 66,086,000 | 69,250,000 | 70,086,000 |
| Risk-weighted assets | 417,678,000 | 424,228,000 | 432,251,000 | 593,294,000 |