Call reports 2003
SOUTH HOLLAND TRUST & SAVINGS BANK — 2003
What SOUTH HOLLAND TRUST & SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 558,080,000 |
| Total loans | 263,365,000 |
| Allowance for loan losses | 3,855,000 |
| Securities available for sale | 170,237,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 457,085,000 |
| Interest-bearing deposits | 368,315,000 |
| Noninterest-bearing deposits | 88,770,000 |
| Equity capital | 94,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 3,548,000 |
| Interest expense | 924,000 |
| Net interest income | 2,624,000 |
| Noninterest income | 2,167,000 |
| Noninterest expense | 3,452,000 |
| Provision for loan losses | 182,000 |
| Pretax income | 1,157,000 |
| Income tax | 363,000 |
| Net income | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 58,055,000 |
| Total capital | 61,910,000 |
| Risk-weighted assets | 403,561,000 |
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