Call reports 2002
SOUTH HOLLAND TRUST & SAVINGS BANK — 2002
What SOUTH HOLLAND TRUST & SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 517,821,000 | 530,813,000 | 533,019,000 | 530,466,000 |
| Total loans | 294,599,000 | 295,007,000 | 276,248,000 | 271,290,000 |
| Allowance for loan losses | 1,701,000 | 1,704,000 | 1,697,000 | 5,876,000 |
| Securities available for sale | 178,461,000 | 181,498,000 | 192,791,000 | 196,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,551,000 | 457,468,000 | 454,862,000 | 454,877,000 |
| Interest-bearing deposits | 366,847,000 | 373,441,000 | 369,713,000 | 367,911,000 |
| Noninterest-bearing deposits | 81,704,000 | 84,027,000 | 85,149,000 | 86,966,000 |
| Equity capital | 65,714,000 | 69,615,000 | 73,659,000 | 65,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,621,000 | 15,193,000 | 22,557,000 | 29,466,000 |
| Interest expense | 2,279,000 | 4,438,000 | 6,446,000 | 8,261,000 |
| Net interest income | 5,342,000 | 10,755,000 | 16,111,000 | 21,205,000 |
| Noninterest income | 3,690,000 | 7,413,000 | 10,979,000 | 14,107,000 |
| Noninterest expense | 6,810,000 | 13,769,000 | 20,450,000 | 31,104,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,690,000 |
| Pretax income | 2,269,000 | 3,632,000 | 6,109,000 | -222,000 |
| Income tax | 30,000 | 47,000 | 80,000 | 197,000 |
| Net income | 2,239,000 | 3,585,000 | 6,029,000 | -419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,820,000 | 63,241,000 | 64,672,000 | 57,765,000 |
| Total capital | 64,521,000 | 64,945,000 | 66,369,000 | 62,894,000 |
| Risk-weighted assets | 427,518,000 | 431,166,000 | 413,023,000 | 409,569,000 |