Call reports 2018
KENTUCKY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What KENTUCKY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 32,346,000 | 31,571,000 | 31,407,000 |
| Total loans | 17,095,000 | 17,446,000 | 16,262,000 |
| Allowance for loan losses | 195,000 | 195,000 | 195,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 5,560,000 | 5,560,000 | 5,530,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 27,654,000 | 27,123,000 | 26,984,000 |
| Interest-bearing deposits | 26,683,000 | 26,019,000 | 26,008,000 |
| Noninterest-bearing deposits | 971,000 | 1,104,000 | 976,000 |
| Equity capital | 2,873,000 | 2,801,000 | 2,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 269,000 | 541,000 | 857,000 |
| Interest expense | 55,000 | 115,000 | 188,000 |
| Net interest income | 214,000 | 426,000 | 669,000 |
| Noninterest income | 77,000 | 107,000 | 161,000 |
| Noninterest expense | 456,000 | 796,000 | 1,128,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -165,000 | -263,000 | -298,000 |
| Income tax | -33,000 | -58,000 | -58,000 |
| Net income | -132,000 | -205,000 | -240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 2,873,000 | 2,801,000 | 2,766,000 |
| Total capital | 3,036,000 | 2,962,000 | 2,920,000 |
| Risk-weighted assets | 12,982,000 | 12,845,000 | 12,275,000 |