Call reports 2007
FIFTH STREET BANK — 2007
What FIFTH STREET BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 18,716,000 | 28,431,000 | 37,742,000 |
| Total loans | 1,351,000 | 9,861,000 | 18,208,000 |
| Allowance for loan losses | 3,000 | 127,000 | 210,000 |
| Securities available for sale | 3,813,000 | 7,344,000 | 7,226,000 |
| Securities held to maturity | 0 | 3,165,000 | 3,151,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 4,595,000 | 14,483,000 | 20,023,000 |
| Interest-bearing deposits | 4,595,000 | 14,477,000 | 20,016,000 |
| Noninterest-bearing deposits | 0 | 6,000 | 7,000 |
| Equity capital | 14,112,000 | 13,899,000 | 13,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 110,000 | 462,000 | 935,000 |
| Interest expense | 3,000 | 136,000 | 363,000 |
| Net interest income | 107,000 | 326,000 | 572,000 |
| Noninterest income | 0 | 0 | 0 |
| Noninterest expense | 139,000 | 508,000 | 944,000 |
| Provision for loan losses | 3,000 | 127,000 | 210,000 |
| Pretax income | -35,000 | -309,000 | -582,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -35,000 | -309,000 | -582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 14,130,000 | 13,856,000 | 13,583,000 |
| Total capital | 14,133,000 | 14,000,000 | 13,796,000 |
| Risk-weighted assets | 5,005,000 | 11,483,000 | 18,971,000 |