Call reports 2025
BENNINGTON STATE BANK, THE — 2025
What BENNINGTON STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,127,128,000 | 1,112,928,000 | 1,181,054,000 | 1,254,344,000 |
| Total loans | 762,362,000 | 779,633,000 | 793,687,000 | 821,762,000 |
| Allowance for loan losses | 16,974,000 | 17,114,000 | 17,259,000 | 17,486,000 |
| Securities available for sale | 266,276,000 | 263,695,000 | 269,189,000 | 293,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 956,923,000 | 943,812,000 | 986,878,000 | 1,067,567,000 |
| Interest-bearing deposits | 760,384,000 | 757,332,000 | 795,664,000 | 874,983,000 |
| Noninterest-bearing deposits | 196,540,000 | 186,480,000 | 191,214,000 | 192,584,000 |
| Equity capital | 112,089,000 | 115,810,000 | 124,348,000 | 124,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,010,000 | 30,686,000 | 46,804,000 | 63,490,000 |
| Interest expense | 4,957,000 | 9,885,000 | 15,033,000 | 20,327,000 |
| Net interest income | 10,053,000 | 20,801,000 | 31,771,000 | 43,163,000 |
| Noninterest income | 1,771,000 | 3,748,000 | 5,789,000 | 7,797,000 |
| Noninterest expense | 5,957,000 | 11,373,000 | 16,705,000 | 22,744,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 5,672,000 | 12,787,000 | 20,273,000 | 27,442,000 |
| Income tax | 19,000 | 142,000 | 677,000 | 891,000 |
| Net income | 5,653,000 | 12,645,000 | 19,596,000 | 26,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,836,000 | 124,606,000 | 128,085,000 | 127,568,000 |
| Total capital | 131,203,000 | 134,803,000 | 138,354,000 | 138,456,000 |
| Risk-weighted assets | 820,767,000 | 806,819,000 | 812,563,000 | 862,430,000 |