Call reports 2024
BENNINGTON STATE BANK, THE — 2024
What BENNINGTON STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 993,629,000 | 977,075,000 | 973,143,000 | 1,175,847,000 |
| Total loans | 662,174,000 | 655,627,000 | 647,536,000 | 751,192,000 |
| Allowance for loan losses | 16,441,000 | 16,626,000 | 16,621,000 | 16,738,000 |
| Securities available for sale | 255,149,000 | 253,225,000 | 254,617,000 | 263,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,537,000 | 823,023,000 | 816,241,000 | 1,014,626,000 |
| Interest-bearing deposits | 670,026,000 | 657,813,000 | 667,776,000 | 815,075,000 |
| Noninterest-bearing deposits | 165,511,000 | 165,210,000 | 148,465,000 | 199,551,000 |
| Equity capital | 93,594,000 | 96,905,000 | 102,451,000 | 107,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,948,000 | 24,132,000 | 36,311,000 | 50,243,000 |
| Interest expense | 4,649,000 | 9,322,000 | 14,044,000 | 18,964,000 |
| Net interest income | 7,299,000 | 14,810,000 | 22,267,000 | 31,279,000 |
| Noninterest income | 1,653,000 | 3,395,000 | 5,180,000 | 6,977,000 |
| Noninterest expense | 4,400,000 | 8,107,000 | 11,647,000 | 16,735,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 4,403,000 | 9,808,000 | 15,512,000 | 21,249,000 |
| Income tax | 220,000 | 419,000 | 618,000 | 830,000 |
| Net income | 4,183,000 | 9,389,000 | 14,894,000 | 20,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,725,000 | 116,631,000 | 116,836,000 | 118,406,000 |
| Total capital | 122,619,000 | 125,362,000 | 125,443,000 | 128,307,000 |
| Risk-weighted assets | 701,993,000 | 688,552,000 | 678,516,000 | 783,282,000 |