Call reports 2021
BENNINGTON STATE BANK, THE — 2021
What BENNINGTON STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 898,115,000 | 931,319,000 | 923,600,000 | 938,490,000 |
| Total loans | 544,455,000 | 560,570,000 | 549,129,000 | 597,442,000 |
| Allowance for loan losses | 13,325,000 | 13,933,000 | 14,374,000 | 15,264,000 |
| Securities available for sale | 286,823,000 | 284,521,000 | 296,632,000 | 299,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,806,000 | 740,715,000 | 735,648,000 | 744,480,000 |
| Interest-bearing deposits | 580,189,000 | 595,378,000 | 581,757,000 | 588,819,000 |
| Noninterest-bearing deposits | 143,617,000 | 145,337,000 | 153,891,000 | 155,661,000 |
| Equity capital | 95,535,000 | 98,709,000 | 101,365,000 | 99,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,309,000 | 15,136,000 | 23,148,000 | 31,694,000 |
| Interest expense | 1,144,000 | 2,113,000 | 3,024,000 | 3,897,000 |
| Net interest income | 6,165,000 | 13,023,000 | 20,124,000 | 27,797,000 |
| Noninterest income | 1,060,000 | 2,262,000 | 3,520,000 | 4,960,000 |
| Noninterest expense | 3,350,000 | 6,698,000 | 10,233,000 | 14,311,000 |
| Provision for loan losses | 225,000 | 750,000 | 1,050,000 | 1,650,000 |
| Pretax income | 3,659,000 | 7,850,000 | 12,378,000 | 16,814,000 |
| Income tax | 52,000 | 193,000 | 333,000 | 699,000 |
| Net income | 3,607,000 | 7,657,000 | 12,045,000 | 16,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,432,000 | 94,482,000 | 96,870,000 | 98,191,000 |
| Total capital | 99,662,000 | 102,103,000 | 104,608,000 | 106,583,000 |
| Risk-weighted assets | 572,333,000 | 603,384,000 | 612,412,000 | 664,527,000 |