Call reports 2017
BENNINGTON STATE BANK, THE — 2017
What BENNINGTON STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 710,819,000 | 707,292,000 | 692,484,000 | 700,293,000 |
| Total loans | 480,524,000 | 486,842,000 | 484,174,000 | 502,790,000 |
| Allowance for loan losses | 10,902,000 | 11,006,000 | 12,036,000 | 12,894,000 |
| Securities available for sale | 201,030,000 | 196,414,000 | 188,497,000 | 172,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,784,000 | 561,257,000 | 557,835,000 | 571,624,000 |
| Interest-bearing deposits | 490,081,000 | 483,970,000 | 482,203,000 | 489,846,000 |
| Noninterest-bearing deposits | 77,703,000 | 77,287,000 | 75,632,000 | 81,778,000 |
| Equity capital | 67,413,000 | 70,594,000 | 72,246,000 | 71,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,345,000 | 13,071,000 | 19,838,000 | 26,685,000 |
| Interest expense | 1,051,000 | 2,140,000 | 3,265,000 | 4,366,000 |
| Net interest income | 5,294,000 | 10,931,000 | 16,573,000 | 22,319,000 |
| Noninterest income | 1,089,000 | 2,372,000 | 3,638,000 | 4,953,000 |
| Noninterest expense | 2,758,000 | 5,508,000 | 8,037,000 | 11,196,000 |
| Provision for loan losses | 750,000 | 1,450,000 | 2,500,000 | 4,200,000 |
| Pretax income | 2,876,000 | 6,346,000 | 9,675,000 | 11,613,000 |
| Income tax | 39,000 | 321,000 | 452,000 | 632,000 |
| Net income | 2,837,000 | 6,025,000 | 9,223,000 | 10,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,096,000 | 69,984,000 | 71,882,000 | 72,140,000 |
| Total capital | 74,531,000 | 76,471,000 | 78,279,000 | 78,708,000 |
| Risk-weighted assets | 510,208,000 | 514,361,000 | 506,033,000 | 518,990,000 |