Call reports 2017
LIVERPOOL COMMUNITY BANK — 2017
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,255,000 | 47,025,000 | 46,432,000 | 46,290,000 |
| Total loans | 32,797,000 | 32,669,000 | 33,646,000 | 33,319,000 |
| Allowance for loan losses | 407,000 | 394,000 | 408,000 | 404,000 |
| Securities available for sale | 5,297,000 | 5,575,000 | 6,058,000 | 5,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,278,000 | 36,851,000 | 36,234,000 | 36,056,000 |
| Interest-bearing deposits | 31,044,000 | 30,606,000 | 29,621,000 | 29,379,000 |
| Noninterest-bearing deposits | 7,234,000 | 6,245,000 | 6,613,000 | 6,677,000 |
| Equity capital | 9,514,000 | 9,649,000 | 9,733,000 | 9,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 961,000 | 1,477,000 | 1,986,000 |
| Interest expense | 47,000 | 95,000 | 141,000 | 187,000 |
| Net interest income | 423,000 | 866,000 | 1,336,000 | 1,799,000 |
| Noninterest income | 37,000 | 71,000 | 109,000 | 151,000 |
| Noninterest expense | 286,000 | 563,000 | 866,000 | 1,209,000 |
| Provision for loan losses | 0 | -13,000 | 1,000 | -5,000 |
| Pretax income | 174,000 | 387,000 | 578,000 | 746,000 |
| Income tax | 54,000 | 118,000 | 186,000 | 326,000 |
| Net income | 120,000 | 269,000 | 392,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,529,000 | 9,647,000 | 9,739,000 | 9,741,000 |
| Total capital | 9,844,000 | 9,963,000 | 10,068,000 | 10,061,000 |
| Risk-weighted assets | 25,136,000 | 25,216,000 | 26,257,000 | 25,478,000 |