Call reports 2016
LIVERPOOL COMMUNITY BANK — 2016
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 45,285,000 | 44,618,000 | 45,139,000 | 47,261,000 |
| Total loans | 33,943,000 | 33,755,000 | 34,489,000 | 33,358,000 |
| Allowance for loan losses | 422,000 | 422,000 | 422,000 | 407,000 |
| Securities available for sale | 4,136,000 | 3,427,000 | 4,928,000 | 4,761,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,708,000 | 34,890,000 | 35,362,000 | 37,374,000 |
| Interest-bearing deposits | 29,053,000 | 28,975,000 | 29,205,000 | 30,906,000 |
| Noninterest-bearing deposits | 6,655,000 | 5,915,000 | 6,157,000 | 6,468,000 |
| Equity capital | 9,116,000 | 9,230,000 | 9,357,000 | 9,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 978,000 | 1,470,000 | 1,956,000 |
| Interest expense | 48,000 | 97,000 | 145,000 | 194,000 |
| Net interest income | 430,000 | 881,000 | 1,325,000 | 1,762,000 |
| Noninterest income | 49,000 | 77,000 | 119,000 | 155,000 |
| Noninterest expense | 330,000 | 583,000 | 847,000 | 1,103,000 |
| Provision for loan losses | 0 | 0 | 0 | -15,000 |
| Pretax income | 149,000 | 375,000 | 597,000 | 829,000 |
| Income tax | 46,000 | 114,000 | 181,000 | 263,000 |
| Net income | 103,000 | 261,000 | 416,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,100,000 | 9,227,000 | 9,348,000 | 9,471,000 |
| Total capital | 9,420,000 | 9,544,000 | 9,664,000 | 9,785,000 |
| Risk-weighted assets | 25,521,000 | 25,251,000 | 25,298,000 | 25,043,000 |