Call reports 2014
LIVERPOOL COMMUNITY BANK — 2014
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 42,932,000 | 43,115,000 | 43,405,000 | 44,013,000 |
| Total loans | 31,036,000 | 32,388,000 | 32,752,000 | 33,134,000 |
| Allowance for loan losses | 491,000 | 478,000 | 479,000 | 464,000 |
| Securities available for sale | 4,385,000 | 5,059,000 | 4,540,000 | 4,157,000 |
| Securities held to maturity | 1,640,000 | 1,640,000 | 1,640,000 | 1,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,343,000 | 34,416,000 | 34,622,000 | 35,038,000 |
| Interest-bearing deposits | 29,190,000 | 29,447,000 | 29,032,000 | 29,517,000 |
| Noninterest-bearing deposits | 5,153,000 | 4,969,000 | 5,590,000 | 5,521,000 |
| Equity capital | 8,166,000 | 8,276,000 | 8,376,000 | 8,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 978,000 | 1,485,000 | 1,978,000 |
| Interest expense | 62,000 | 124,000 | 184,000 | 242,000 |
| Net interest income | 420,000 | 854,000 | 1,301,000 | 1,736,000 |
| Noninterest income | 33,000 | 75,000 | 117,000 | 162,000 |
| Noninterest expense | 283,000 | 568,000 | 849,000 | 1,057,000 |
| Provision for loan losses | 0 | 0 | 0 | -22,000 |
| Pretax income | 170,000 | 361,000 | 569,000 | 863,000 |
| Income tax | 56,000 | 123,000 | 191,000 | 262,000 |
| Net income | 114,000 | 238,000 | 378,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,171,000 | 8,269,000 | 8,380,000 | 8,575,000 |
| Total capital | 8,465,000 | 8,572,000 | 8,688,000 | 8,884,000 |
| Risk-weighted assets | 23,364,000 | 24,099,000 | 24,399,000 | 24,640,000 |