Call reports 2013
LIVERPOOL COMMUNITY BANK — 2013
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 43,919,000 | 44,431,000 | 43,350,000 | 42,425,000 |
| Total loans | 30,976,000 | 31,238,000 | 30,926,000 | 30,993,000 |
| Allowance for loan losses | 478,000 | 492,000 | 492,000 | 491,000 |
| Securities available for sale | 3,180,000 | 3,630,000 | 5,130,000 | 5,102,000 |
| Securities held to maturity | 2,135,000 | 1,870,000 | 1,870,000 | 1,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,826,000 | 36,209,000 | 35,029,000 | 33,908,000 |
| Interest-bearing deposits | 30,939,000 | 30,633,000 | 29,916,000 | 28,644,000 |
| Noninterest-bearing deposits | 4,887,000 | 5,576,000 | 5,113,000 | 5,264,000 |
| Equity capital | 7,725,000 | 7,800,000 | 7,877,000 | 8,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,016,000 | 1,516,000 | 2,029,000 |
| Interest expense | 80,000 | 156,000 | 226,000 | 292,000 |
| Net interest income | 429,000 | 860,000 | 1,290,000 | 1,737,000 |
| Noninterest income | 55,000 | 102,000 | 152,000 | 205,000 |
| Noninterest expense | 270,000 | 542,000 | 838,000 | 1,079,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 214,000 | 420,000 | 604,000 | 863,000 |
| Income tax | 76,000 | 154,000 | 232,000 | 259,000 |
| Net income | 138,000 | 266,000 | 372,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,711,000 | 7,814,000 | 7,892,000 | 8,096,000 |
| Total capital | 8,011,000 | 8,117,000 | 8,187,000 | 8,389,000 |
| Risk-weighted assets | 23,851,000 | 23,382,000 | 23,381,000 | 23,225,000 |