Call reports 2012
LIVERPOOL COMMUNITY BANK — 2012
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,423,000 | 44,972,000 | 44,274,000 | 43,673,000 |
| Total loans | 32,741,000 | 32,130,000 | 31,386,000 | 30,999,000 |
| Allowance for loan losses | 468,000 | 476,000 | 478,000 | 478,000 |
| Securities available for sale | 2,811,000 | 2,028,000 | 2,523,000 | 2,184,000 |
| Securities held to maturity | 2,898,000 | 2,649,000 | 2,150,000 | 2,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,811,000 | 37,280,000 | 36,592,000 | 35,680,000 |
| Interest-bearing deposits | 31,986,000 | 31,909,000 | 31,840,000 | 31,128,000 |
| Noninterest-bearing deposits | 4,825,000 | 5,371,000 | 4,752,000 | 4,552,000 |
| Equity capital | 7,224,000 | 7,352,000 | 7,483,000 | 7,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,083,000 | 1,618,000 | 2,136,000 |
| Interest expense | 100,000 | 196,000 | 286,000 | 372,000 |
| Net interest income | 448,000 | 887,000 | 1,332,000 | 1,764,000 |
| Noninterest income | 51,000 | 118,000 | 179,000 | 236,000 |
| Noninterest expense | 268,000 | 538,000 | 806,000 | 1,056,000 |
| Provision for loan losses | 7,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | 224,000 | 456,000 | 694,000 | 933,000 |
| Income tax | 78,000 | 155,000 | 233,000 | 298,000 |
| Net income | 146,000 | 301,000 | 461,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,202,000 | 7,330,000 | 7,463,000 | 7,611,000 |
| Total capital | 7,510,000 | 7,638,000 | 7,763,000 | 7,911,000 |
| Risk-weighted assets | 24,432,000 | 24,022,000 | 23,834,000 | 23,757,000 |