Call reports 2011
LIVERPOOL COMMUNITY BANK — 2011
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 44,648,000 | 44,251,000 | 42,679,000 | 42,546,000 |
| Total loans | 33,152,000 | 32,823,000 | 32,843,000 | 32,804,000 |
| Allowance for loan losses | 451,000 | 458,000 | 461,000 | 471,000 |
| Securities available for sale | 2,427,000 | 3,280,000 | 3,286,000 | 3,285,000 |
| Securities held to maturity | 2,285,000 | 2,285,000 | 3,069,000 | 2,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,612,000 | 37,107,000 | 35,340,000 | 35,038,000 |
| Interest-bearing deposits | 32,481,000 | 32,615,000 | 31,367,000 | 30,369,000 |
| Noninterest-bearing deposits | 5,131,000 | 4,492,000 | 3,973,000 | 4,669,000 |
| Equity capital | 6,634,000 | 6,786,000 | 6,960,000 | 7,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,130,000 | 1,686,000 | 2,247,000 |
| Interest expense | 121,000 | 233,000 | 338,000 | 438,000 |
| Net interest income | 441,000 | 897,000 | 1,348,000 | 1,809,000 |
| Noninterest income | 81,000 | 144,000 | 214,000 | 273,000 |
| Noninterest expense | 266,000 | 528,000 | 794,000 | 1,078,000 |
| Provision for loan losses | 7,000 | 14,000 | 20,000 | 27,000 |
| Pretax income | 249,000 | 499,000 | 748,000 | 977,000 |
| Income tax | 84,000 | 165,000 | 244,000 | 305,000 |
| Net income | 165,000 | 334,000 | 504,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,635,000 | 6,779,000 | 6,950,000 | 7,093,000 |
| Total capital | 6,940,000 | 7,077,000 | 7,254,000 | 7,393,000 |
| Risk-weighted assets | 24,583,000 | 23,705,000 | 23,742,000 | 23,770,000 |