Call reports 2010
LIVERPOOL COMMUNITY BANK — 2010
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,876,000 | 44,146,000 | 44,399,000 | 43,821,000 |
| Total loans | 32,114,000 | 33,411,000 | 33,151,000 | 33,682,000 |
| Allowance for loan losses | 448,000 | 398,000 | 404,000 | 441,000 |
| Securities available for sale | 5,340,000 | 5,043,000 | 3,257,000 | 1,965,000 |
| Securities held to maturity | 2,313,000 | 2,312,000 | 2,261,000 | 2,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,425,000 | 37,563,000 | 37,625,000 | 36,973,000 |
| Interest-bearing deposits | 31,720,000 | 33,047,000 | 33,435,000 | 32,588,000 |
| Noninterest-bearing deposits | 4,705,000 | 4,516,000 | 4,190,000 | 4,385,000 |
| Equity capital | 6,084,000 | 6,239,000 | 6,370,000 | 6,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,177,000 | 1,776,000 | 2,344,000 |
| Interest expense | 149,000 | 287,000 | 427,000 | 559,000 |
| Net interest income | 437,000 | 890,000 | 1,349,000 | 1,785,000 |
| Noninterest income | 51,000 | 100,000 | 152,000 | 236,000 |
| Noninterest expense | 265,000 | 529,000 | 801,000 | 1,062,000 |
| Provision for loan losses | 7,000 | 9,000 | 14,000 | 31,000 |
| Pretax income | 216,000 | 452,000 | 686,000 | 928,000 |
| Income tax | 72,000 | 148,000 | 230,000 | 289,000 |
| Net income | 144,000 | 304,000 | 456,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,080,000 | 6,217,000 | 6,346,000 | 6,495,000 |
| Total capital | 6,375,000 | 6,532,000 | 6,660,000 | 6,800,000 |
| Risk-weighted assets | 23,861,000 | 25,125,000 | 24,772,000 | 24,422,000 |